Recreation Vehicle

701 E 1st Street
Thibodaux, LA 70301

Recreational Vehicle Insurance

Recreational Vehicle Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

RV Quote Form
Recreational Vehicle Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Recreational Vehicle Policy
Add Recreational Vehicle to Existing Policy
Remove Driver from Existing Recreational Vehicle Policy
Remove Recreational Vehicle from Existing Policy
Request Declaration and Coverages Page for Recreational Vehicle Policy
Request ID Card for Recreational Vehicle Policy

Recreational Vehicle Insurance Information

Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own. In fact, they may need more insurance since they also create a potential for liabilities.

Liability Insurance for Recreational Vehicles

Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. In order to help pay for any damage you inadvertently inflict, you should secure liability insurance. This policy can also help cover the cost of environmental cleanup after an accident that causes the spillage of a toxic chemical or other pollutant.

Liability coverage will have limits that work on both a per-incident and per-policy basis. They may also have a deductible that requires an out-of-pocket contribution for each incident or year.

Property Coverage

After you've considered the potential liabilities you are exposed to while operating a recreational vehicle, it's time to secure coverage for the value of the vehicle itself. Recreational vehicle coverage can include financial compensation in the event of physical damage, vandalism, theft and collision. In addition, your policy may allow for reimbursement of personal effects stored on a vehicle such as an RV, boat or snowmobile.

In some cases, you may want to consider adding specialized coverage for additional risks including the loss or damage of awnings and custom equipment. If you have an RV that you live in part or full time, you may need extended protection so be sure to discuss that with your agent.

  • Blake Marcello
    Blake Marcello
    00:44 25 Sep 19
    Excellent all around. Jimmy always goes the extra mile with all our insurance questions and concerns. We have multiple policies, from personal to business, and would highly recommend to anybody!!!
    Sandy Gomes
    Sandy Gomes
    16:14 17 Nov 17
    Jimmy of St James Insurance made it very easy for me to understand my options and I feel very comfortable with the policy we put in place. Very knowledgeable and kept it simple without trying to up-sell me. Extremely well priced, kind, and communicative. Definitely recommend.
    Hector Contreras
    Hector Contreras
    00:20 14 Nov 17
    Highly recommend Jimmy of St James Insurance. Jimmy is Honest, communicative, efficient, priced reasonably and quick to answer any questions and resolve any issues. Highly recommend!
    Christopher Rodrigue
    Christopher Rodrigue
    02:10 02 Nov 17
    I've received nothing but great service from St. James Services. I'd highly recommend Jimmy and his team to anyone. They will provide honest advice and quotes on insurance products.
    Fred Daigle
    Fred Daigle
    20:00 31 Oct 17
    Great customer service and very trustworthy! Saved a lot of money, too!
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